International Student Health Insurance

Insurance ID 

Under this plan, you may choose from a wide variety of health care providers in our local communities who participate in the Cigna Open Access Plus (OAP) Network. 

 

• Download the Cigna Envoy app. This will give you easy access to your insurance card. 
• Having trouble accessing your insurance ID card? Contact international@sccollege.edu  

 

Carry your ID card with you at all times! You will need our card when you visit the campus health center. doctor's office, urgent care, or hospital.  

 

In-Network 

In-network means providers such as doctors, specialists, and hospitals that accept this insurance plan. Note: Sometimes it is also called “PPO” or “Preferred” network. The network for this plan is Cigna Open Access Plus (OAP) medical network.  If you use a Cigna OAP provider, covered medical services are paid by the insurance company at 100%. If you use an out-of-network provider, meaning a provider who is not part of the Cigna Open Access Plus PPO Network, covered medical expenses are paid at 70%. Deductibles and copays are not included in what the insurance company pays. 

 

Find a Physician or Facility 

• Log into http://www.cigna.com/providerdirectory 
• Select a provider type and/or specialty 
• Enter your address, ZIP code, or city and state, click Search  
• Make your selection from the list, and call to make an appointment 

It is best to locate a Cigna OAP physician, urgent care center, and emergency room near you before you get sick. Always verify the provider is part of the Cigna Network before you receive treatment. 

 

Coverage & Copayments 

 

• Deductible: $50 per policy year 
• Physician’s Services: $10 copay per visit 
• Urgent Care Services: $0 copay 
• Emergency Room: $100 copay per visit 
• Prescriptions: 50% of charges 
• Out-of-pocket Maximum: $5,00 per individual per policy year 

Reimbursement Claims 

After your visit, a Cigna Open Access Plus PPO physician or provider will send a bill to the claims administrator, Cigna StudyWell. 

If the medical provider does not file a claim on your behalf, you will need to submit a claim for reimbursement. Follow these steps:  

1. Download a claim form from sccollege.mycare26.com and fill it out completely. 
2. Attach itemized bills for X-rays, lab charges, etc. 
3. Send your completed claim form with all bills and receipts for medical treatment to Cigna StudyWell at the address below: 

Cigna StudyWell 

PO Box 15050 

Wilmington, DE 19850 

 

If you have questions about claims, contact Cigna at (800) 441-2668 

 

No-Cost Language Services (CA only) 

You are eligible to access the services of an interpreter to have insurance documents read to you in your native or preferred language, at no cost to you. To use this free service, call the number listed on your insurance ID card. For further help, call the CA Department of Insurance at (800) 927-4357. 

Dental and Vision 

Dental and Vision are not covered by this plan, If you want to add additional them please visit: http://sccollege.mycare26.com/products  

 

Dependents 

F-2 dependents are not eligible to enroll in the school sponsored insurance plan. Optional dependent coverage is available to those who qualify. 

 

Coverage During OPT 

You are still eligible for the insurance coverage offered through your school. Enroll online by visiting sccollege.mycare26.com. Students who are on Optional Practical Training (OPT) must provide a Verification of Practical Training Letter to be eligible for this insurance coverage and must purchase OPT coverage within 30 days of the expiration date of their prior coverage.